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Frequently Asked Questions

Below are some of our frequently asked questions.  If you have any other questions or concerns, please feel free to contact us via the web, or come to our office.

1. I'm being cancelled can you help me?  In most cases we can find a market for you-that's what we do--we shop numerous companies so you don't have to.

2. I lost or never got  my bill?  Call us or stop in most of the time we can take your payment right over the phone.

3. Am I covered for ??  If you can call us first don't make a claim that will be denied.  We will help guide you so you don't end up asking question 1.
4.Why is my insurance higher than my neighbor? A ton of possible reasons but that's exactly why you want to call an independent agent. 

  1. I hate shopping for insurance why should I call you?
  2. Who helps me when I have claim?
  3. I don't have insurance can you help me?
  4. I need a SR22 filing can you do that?
  5. Can I get replacement coverage on my new vehicle?
  6. I only want original equipment parts put on my vehicle?
  7. How do I make a payment?
  8. I need a proof of insurance ID card.
I hate shopping for insurance why should I call you?
Many of our competitors represent one company.  These are captive agents that will quote one company for you.  We quote several and find the best fit for you. You don't waste time calling company after company. 

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Who helps me when I have claim?
You contact us directly unless it's after hours and an emergency then you contact our carriers direct.  Our vast  claims experience can save you a lot of stress and frustration. 

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I don't have insurance can you help me?
We have many companies to choose from to get you back on track.

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I need a SR22 filing can you do that?
Yes we can in most cases.

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Can I get replacement coverage on my new vehicle?
We have several companies that offer the coverage.

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I only want original equipment parts put on my vehicle?
We have some companies that guarantee you that.

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How do I make a payment?
click on payment links for your carrier and you should be routed to that site.

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I need a proof of insurance ID card.
You can call (309-797-9220) or email us or click on your carriers site to get a new one.

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